Life Insurance. Guaranteed Protection. Confidence. Tax freedom.
What is holding you back from getting the Life Insurance you and your family know you need?
Do you just want no-hassle fast Term Life Insurance coverage?
If you are under 60 and in normal health, click the Green button
for our quick online DIY application
for an instant decision.👇🏼
For personal service in choosing the right company, the right policy
and advice on underwriting questions, click the Gold button
to Meet with Tom 👇🏼
Is Life Insurance A "Must Have" For You?
Have you put off applying because of health, age or lifestyle concerns?
Or have you been declined for Life Insurance in the past?
That’s why we provide personalized service to meet your needs.
Whether you are concerned about Lifestyle, Health history or have experienced issues in applying
for insurance in the past, share your concerns with us confidentially and we will discuss an approach
to get you the protection you need. We work for you, not for the life insurance company.
At Bow Tie Tom Insurance Agency, we help individuals, families, and business owners
understand their life insurance options and choose a policy that fits their needs
without overbuying or underinsuring.
Life Insurance Will Never Be Easier
or Cheaper than Today.
Peace of Mind
Knowing that you have taken care of those who depend on you, no matter what, is a priceless feeling. But you have the added benefit of using the financial and tax benefits of life insurance to build a secure retirement. You can even use overfunding of life insurance to create a tax-free retirement income stream so you can retire younger, with no requirement to wait until you are 59½ to draw benefits. Truly a win-win. When you take care of others you care for yourself as well.
Act now!
💰 Lower Premiums: When You're Young And Healthy, lock in your good health today, forever.
🏡Family Protected: Your income and legacy will be there, no matter what.
👑Legacy Preserved: Pass more wealth to loved ones. Protect your large estate and help your heirs pay any Estate Tax.
Protect Your Family
If your spouse, children, or loved ones depend on your income or support, life insurance can help provide financial protection for them. Coverage may help replace income, pay bills, cover education costs, pay off a mortgage and give your family time and flexibility during a difficult transition.
Full Income Replacement
If your income now supports your household, life insurance can fully replace that income if you are no longer there to provide it.
Fund Early Retirement
Protect Your Business
- Business continuity Buy-Sell Planning
- Key Person coverage
- Executive Bonus program
- Defined Benefit Retirement plans
- Cash Balance Retirement Plans
- Tax Avoidance
Protect Your Legacy
In the estate planning process, new requirements for life insurance often emerge, including:
- Estate liquidity for passing wealth efficiently heirs
- Funding charitable causes
- Estate equalization, so your business can be left to the children who can run it without causing sibling friction
- Funding a Special Needs Trust for an adult child who will need lifetime support even after you are gone
Need A Jumbo Policy?
- Competitive Term Rates for multimillion buy-sell plans
- Permanent life insurance for estate liquidity - So your heirs do not have to do a "fire sale"of inherited assets to pay estate tax on your large estate
- Premium finance options available for annual premiums in excess of $100,000 - so you can keep your own capital working in your business while buying life insurance while you are still young and healthy.
Do you just want no-hassle fast Term Life Insurance coverage?
If you are under 60 and in normal health, click the Green button
for our quick online DIY application
for an instant decision.👇🏼
