Long Term Care Risk Could Wipe Out Your Retirement Plan
The odds are not in your favor. 7 in 10 Americans over 65 will need long term care. 9 in 10 couples will face it together.
In California, long-term custodial care costs $6,000-$15,000 every single month. Even more for 24-hour care. And Medicare won’t cover it.
Without a plan, that bill comes straight out of your retirement savings. $500,000 gone in just a few years. Wait too long and premiums rise. Health issues crop up to disqualify you, meaning coverage is no longer an option for you.
Since the odds are high that you will need long term care, you need to ask yourself
two big questions:
1. How will my need for care affect my family?
2. Of my various retirement assets, which one will I tap first to pay for care
and how will that affect our retirement income?
There is a solution, and now is the time to get it.
Protect the Retirement Savings You Have Built
with Long-Term Care Insurance.
What is Long-Term Care Insurance? It is a policy that helps pay the costs of long-term custodial, nonmedical care. It pays for assistance for basic daily tasks, often called "activities of daily living" (ADLs). These include things like bathing, dressing, eating, continence, toileting, and transferring (moving in or out of a bed or chair) as well as for cognitive impairment, for example Alzheimer’s that requires long-term supervision.
Long Term Care Insurance
- Protection for Your Retirement Assets & Your Family
- Guaranteed Benefits
- Hybrid or Traditional plans covering home care, assisted living and nursing home care, all settings!
- Benefits are income-tax free.
- Live on your own terms.
- Money-Back Guarantee: If you never need care, the hybrid or combo Long Term Care policy will pay a death benefit or refund your premium. Your money is never lost.
Massive Leverage
Create a benefit pool of $500K or more per individual from modest monthly premiums. Protect your nest egg. Live the life you planned. Pass on $500,000 more to your heirs. Don't lose it to care costs. Lock in rates NOW before they change.
Let's talk! I run fast, free reviews to find the best plan
to fit your age, health, goals and budget.
Together we will design a policy with the benefit amount, benefit period and other provisions that will meet your needs and budget.
Long Term Care doesn't wait. Protect yourself before it's too late.
If your health is stable, now is the time to apply. If you wait until you develop new health issues, your risk of decline goes up.
